FSA Direct Farm Ownership Loans
USDA FSA
⚠ Program Status Uncertain
Loans over $500K now require DOGE approval. FSA county offices understaffed due to ~24,000 USDA worker losses. Processing delays expected.
⚠️ Important: Verify with your local USDA office
Deadlines listed here are sourced from official USDA, NRCS, and FSA publications but may vary by state and are subject to change — especially given recent agency restructuring. Always confirm dates and program availability with your local USDA service center before planning your application.
This site is not affiliated with or endorsed by the USDA. Information is provided for educational purposes only.
Funding Amount
Up to $600,000
Default Deadline
Rolling / Open year-round
About This Program
Low-interest loans to purchase farmland, construct buildings, or improve farms. Special terms for beginning farmers.
Who's Eligible
- ✓ Farmers unable to obtain commercial credit
- ✓ Beginning farmers (priority)
Get reminded about this deadline
Related Programs
Environmental Quality Incentives Program (EQIP)
Cost-share and financial assistance for conservation practices on working agricultural land. Covers soil health, water quality, wildlife habitat, and more.
Value-Added Producer Grant (VAPG)
Grants for farmers to develop value-added products (e.g., turning milk into cheese, marketing organic beef). Planning and working capital grants.
Beginning Farmer and Rancher Development Program (BFRDP)
Funds education, mentoring, and technical assistance programs for beginning farmers. Apply through organizations, not individuals.